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Cost of Funds Index (COFI Mortgage) - Historical Data

For Cost of Funds Mortgage Calculator and Real-Time Loan Options/offers

The Federal Home Loan Bank of San Francisco first published the monthly Weighted Average Cost of Funds Index for 11th District Savings Institutions on August 28, 1981 for the month of July 1981.

Index Month
April 2004
March 2004
February 2004
January 2004
December 2003
November 2003
October 2003
September 2003
August 2003
July 2003
June 2003
May 2003
April 2003
March 2003
February 2003
January 2003
December 2002
November 2002
October 2002
September 2002
August 2002
July 2002
June 2002
May 2002
April 2002
March 2002
February 2002
January 2002
December 2001
November 2001
October 2001
September 2001
August 2001
July 2001
June 2001
May 2001
April 2001
March 2001
February 2001
January 2001
December 2000
November 2000
October 2000
September 2000
August 2000
July 2000
June 2000
May 2000
April 2000
March 2000
February 2000
January 2000
December 1999
November 1999
October 1999
September 1999
August 1999
July 1999
June 1999
May 1999
April 1999
March 1999
February 1999
January 1999
December 1998
November 1998
October 1998
September 1998
August 1998
July 1998
June 1998
May 1998
April 1998
March 1998
February 1998
January 1998
December 1997
November 1997
October 1997
September 1997
August 1997
July 1997
June 1997
May 1997
April 1997
March 1997
February 1997
January 1997
December 1996
November 1996
October 1996
September 1996
August 1996
July 1996
June 1996
May 1996
April 1996
March 1996
February 1996
January 1996
December 1995
November 1995
October 1995
September 1995
August 1995
July 1995
June 1995
May 1995
April 1995
March 1995
February 1995
January 1995
December 1994
November 1994
October 1994
September 1994
August 1994
July 1994
June 1994
May 1994
April 1994
March 1994
February 1994
January 1994
December 1993
November 1993
October 1993
September 1993
August 1993
July 1993
June 1993
May 1993
April 1993
March 1993
February 1993
January 1993
December 1992
November 1992
October 1992
September 1992
August 1992
July 1992
June 1992
May 1992
April 1992
March 1992
February 1992
January 1992
December 1991
November 1991
October 1991
September 1991
August 1991
July 1991
June 1991
May 1991
April 1991
March 1991
February 1991
January 1991
December 1990
November 1990
October 1990
September 1990
August 1990
July 1990
June 1990
May 1990
April 1990
March 1990
February 1990
January 1990
December 1989
November 1989
October 1989
September 1989
August 1989
July 1989
June 1989
May 1989
April 1989
March 1989
February 1989
January 1989
December 1988
November 1988
October 1988
September 1988
August 1988
July 1988
June 1988
May 1988
April 1988
March 1988
February 1988
January 1988
December 1987
November 1987
October 1987
September 1987
August 1987
July 1987
June 1987
May 1987
April 1987
March 1987
February 1987
January 1987
December 1986
November 1986
October 1986
September 1986
August 1986
July 1986
June 1986
May 1986
April 1986
March 1986
February 1986
January 1986
December 1985
November 1985
October 1985
September 1985
August 1985
July 1985
June 1985
May 1985
April 1985
March 1985
February 1985
January 1985
December 1984
November 1984
October 1984
September 1984
August 1984
July 1984
June 1984
May 1984
April 1984
March 1984
February 1984
January 1984
December 1983
November 1983
October 1983
September 1983
August 1983
July 1983
June 1983
May 1983
April 1983
March 1983
February 1983
January 1983
December 1982
November 1982
October 1982
September 1982
August 1982
July 1982
June 1982
May 1982
April 1982
March 1982
February 1982
January 1982
December 1981
November 1981
October 1981
September 1981
August 1981
July 1981
Index Value
1.802
1.815
1.841
1.811
1.902
1.821
1.909
1.923
1.946
2.018
2.113
2.13
2.208
2.21
2.257
2.308
2.375
2.537
2.708
2.759
2.763
2.821
2.847
2.772
2.723
2.653
2.744
2.823
3.074
3.368
3.628
3.974
4.106
4.274
4.498
4.745
4.946
5.198
5.426
5.514
5.617
5.607
5.589
5.548
5.509
5.456
5.357
5.196
5.078
5.002
4.967
4.901
4.852
4.773
4.666
4.608
4.562
4.5
4.504
4.48
4.49
4.519
4.562
4.608
4.655
4.691
4.762
4.882
4.899
4.911
4.881
4.881
4.903
4.917
4.968
4.987
4.963
4.949
4.957
4.941
4.904
4.887
4.853
4.864
4.822
4.78
4.759
4.821
4.842
4.835
4.839
4.834
4.839
4.819
4.809
4.823
4.841
4.874
4.975
5.033
5.059
5.119
5.116
5.111
5.133
5.144
5.179
5.141
5.064
5.007
4.925
4.747
4.589
4.367
4.187
4.039
3.945
3.86
3.804
3.726
3.672
3.629
3.687
3.71
3.879
3.822
3.823
3.881
3.958
3.998
4.05
4.103
4.171
4.245
4.333
4.36
4.432
4.508
4.597
4.805
4.874
5.069
5.258
5.29
5.427
5.611
5.8
6.002
6.245
6.414
6.566
6.714
6.845
6.998
7.155
7.329
7.501
7.654
7.848
7.858
7.963
8.044
8.05
8.091
8.075
8.109
8.086
8.171
8.211
8.258
8.403
8.369
8.476
8.595
8.643
8.807
8.763
8.844
8.923
8.797
8.648
8.423
8.346
8.125
8.022
7.914
7.828
7.847
7.659
7.593
7.618
7.497
7.519
7.509
7.647
7.615
7.645
7.562
7.444
7.394
7.277
7.275
7.274
7.223
7.245
7.314
7.448
7.396
7.509
7.602
7.717
7.901
8.018
8.196
8.374
8.441
8.587
8.744
8.964
8.77
8.867
9.036
9.027
9.129
9.273
9.365
9.565
9.704
9.872
9.976
10.16
10.217
10.52
10.891
10.994
11.039
10.857
10.712
10.434
10.26
10.135
9.982
10.172
10.032
10.192
10.03
9.997
9.996
9.969
9.676
9.824
9.626
9.807
9.873
10.423
10.462
11.093
11.042
11.286
11.766
11.957
12.234
12.673
12.167
12.168
12.14
12.341
11.95
12.182
12.469
12.293
12.325
12.029
11.848

Date Announced
May 28, 2004
April 30, 2004
March 31, 2004
February 27, 2004
January 30, 2004
December 31, 2003
November 28, 2003
October 31, 2003
September 30, 2003
August 29, 2003
July 31, 2003
June 30, 2003
May 30, 2003
April 30, 2003
March 31, 2003
February 28, 2003
January 31, 2003
December 31, 2002
November 29, 2002
October 31, 2002
September 30, 2002
August 30, 2002
July 31, 2002
June 28, 2002
May 31, 2002
April 30, 2002
March 29, 2002
February 28, 2002
January 31, 2002
December 31, 2001
November 30, 2001
October 31, 2001
September 28, 2001
August 31, 2001
July 31, 2001
June 29, 2001
May 31, 2001
April 30, 2001
March 30, 2001
February 28, 2001
January 31, 2001
December 29, 2000
November 30, 2000
October 31, 2000
September 29, 2000
August 31, 2000
July 31, 2000
June 30, 2000
May 31, 2000
April 28, 2000
March 31, 2000
February 29, 2000
January 31, 2000
December 31, 1999
November 30, 1999
October 29, 1999
September 30, 1999
August 31, 1999
July 30, 1999
June 30, 1999
May 28, 1999
April 30, 1999
March 31, 1999
February 26, 1999
January 29, 1999
December 31, 1998
November 30, 1998
October 30, 1998
September 30, 1998
August 31, 1998
July 31, 1998
June 30, 1998
May 29, 1998
April 30, 1998
March 31, 1998
February 27, 1998
January 30, 1998
December 31, 1997
November 28, 1997
October 31, 1997
September 30, 1997
August 29, 1997
July 31, 1997
June 30, 1997
May 30, 1997
April 30, 1997
April 01, 1997
February 28, 1997
January 31, 1997
December 31, 1996
November 29, 1996
October 31, 1996
September 30, 1996
August 30, 1996
July 31, 1996
June 28, 1996
May 31, 1996
April 30, 1996
March 29, 1996
February 29, 1996
January 31, 1996
December 29, 1995
November 30, 1995
October 31, 1995
September 29, 1995
August 31, 1995
July 31, 1995
June 30, 1995
May 31, 1995
April 28, 1995
March 31, 1995
February 28, 1995
January 31, 1995
December 30, 1994
November 30, 1994
October 31, 1994
September 30, 1994
August 31, 1994
July 29, 1994
June 30, 1994
May 31, 1994
April 29, 1994
March 31, 1994
February 28, 1994
January 31, 1994
December 30, 1993
November 30, 1993
October 29, 1993
September 30, 1993
August 31, 1993
July 30, 1993
June 30, 1993
May 28, 1993
April 30, 1993
March 31, 1993
February 26, 1993
January 29, 1993
December 31, 1992
November 30, 1992
October 30, 1992
September 30, 1992
August 31, 1992
July 31, 1992
June 30, 1992
May 29, 1992
April 30, 1992
March 31, 1992
February 28, 1992
January 31, 1992
December 31, 1991
November 29, 1991
October 31, 1991
September 30, 1991
August 30, 1991
July 31, 1991
June 28, 1991
May 31, 1991
April 30, 1991
March 29, 1991
February 28, 1991
January 31, 1991
December 31, 1990
November 30, 1990
October 31, 1990
September 28, 1990
August 31, 1990
July 31, 1990
June 29, 1990
May 31, 1990
April 30, 1990
March 30, 1990
February 28, 1990
January 31, 1990
December 29, 1989
November 30, 1989
October 31, 1989
September 29, 1989
August 31, 1989
July 31, 1989
June 30, 1989
May 31, 1989
April 28, 1989
March 31, 1989
February 28, 1989
January 31, 1989
December 30, 1988
November 30, 1988
October 31, 1988
September 30, 1988
August 31, 1988
July 29, 1988
June 30, 1988
May 31, 1988
April 29, 1988
March 31, 1988
February 29, 1988
January 29, 1988
December 31, 1987
November 30, 1987
October 30, 1987
September 30, 1987
August 31, 1987
July 31, 1987
June 30, 1987
May 29, 1987
April 30, 1987
March 31, 1987
February 27, 1987
January 30, 1987
December 26, 1986
November 28, 1986
October 31, 1986
September 25, 1986
August 29, 1986
July 25, 1986
June 27, 1986
May 30, 1986
April 25, 1986
March 28, 1986
February 28, 1986
January 31, 1986
December 27, 1985
November 29, 1985
October 25, 1985
September 27, 1985
August 30, 1985
July 26, 1985
June 28, 1985
May 31, 1985
April 26, 1985
March 29, 1985
February 27, 1985
January 25, 1985
December 28, 1984
November 30, 1984
October 26, 1984
September 28, 1984
August 31, 1984
July 27, 1984
June 29, 1984
May 25, 1984
April 27, 1984
March 30, 1984
February 24, 1984
January 27, 1984
December 30, 1983
November 25, 1983
October 28, 1983
September 30, 1983
August 25, 1983
July 29, 1983
June 24, 1983
May 27, 1983
April 29, 1983
March 25, 1983
March 01, 1983
January 28, 1983
December 30, 1982
November 26, 1982
October 29, 1982
September 24, 1982
August 27, 1982
August 06, 1982
June 25, 1982
May 04, 1982
April 30, 1982
March 26, 1982
February 26, 1982
January 29, 1982
December 31, 1981
November 27, 1981
October 30, 1981
September 25, 1981
August 28, 1981

Cost of Funds Index Links

Cost of Funds Index - General Information

Cost of Funds Index FAQ - Frequenly Asked Questions (FAQ)

COFI Mortgage Program Guidelines

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